ASBL Loft Price 2026 — Complete Breakdown of 3BHK Costs in Financial District

If you have searched “ASBL Loft price” you have probably already seen the headline ₹1.94 Cr / ₹2.15 Cr numbers floating around. Those are the base prices. The actual money that leaves your bank account by the time your unit is registered is meaningfully higher — and meaningfully lower than most people realise once you factor in the contractual rental cushion ASBL pays till possession.

This guide breaks down every line item for both configurations, sourced from the current published cost sheet (May 2026). Nothing is hidden, no rounding, no marketing gloss.

The two configurations on offer

Both configurations share the same 1,050 sqft of internal carpet area — the difference is purely in the size of the outdoor balcony. The 1,870 sqft variant gives you double the outdoor living space for an extra ₹21 lakh.

Add-ons that nobody talks about in the brochure

The base price is just the start. Here is what stacks on top, in order:

1. Stamp duty + registration (statutory, Telangana)

Telangana levies a combined stamp duty + registration of 7.5% on the sale consideration for residential property (5% stamp duty + 1.5% registration fee + 1% transfer duty as applicable). On a ₹1.94 Cr unit this is approximately ₹14.55 lakh. On the ₹2.15 Cr unit it works out to ₹16.13 lakh.

2. GST

GST on under-construction residential property is 5% of the agreement value (1% if it qualifies as affordable housing, which Loft does not). On ₹1.94 Cr this is ₹9.7 lakh; on ₹2.15 Cr it is ₹10.75 lakh.

3. Parking + club + maintenance corpus

Loft includes one covered car park per unit in the base price (a second car park costs extra — ask the sales team for current pricing). Club membership and a maintenance corpus are typically ~₹3-4 lakh combined for a project of this scale.

4. Floor-rise / view premium

Higher floors and east-facing units carry a floor-rise premium. For Loft, this is currently around ₹25-75 per sqft per floor above the 8th floor, capping at the 35th floor. On a 1,870 sqft unit on the 30th floor you can expect a premium of ₹4-7 lakh over the headline price.

The all-in cost (with parking + club)

Numbers are illustrative; verify the current cost sheet with the sales team before booking. Floor-rise depends on the actual floor you choose.

The ₹85,000/month rental cushion — what it actually saves you

Here is what most people miss. ASBL pays you a contractual rental of ₹85,000 / month on a 1,695 sqft unit (and ₹93,500 / month on a 1,870 sqft unit) from your booking date until 31 December 2026 — even though the project is still under construction.

If you book today (May 2026), there are roughly 8 months left on the rental clock. That works out to:

• 1,695 sqft → 8 × ₹85,000 = ₹6.80 lakh of cushion
• 1,870 sqft → 8 × ₹93,500 = ₹7.48 lakh of cushion

Effective entry price after netting off the cushion:

• 1,695 sqft → ₹2.24 Cr all-in − ₹6.80 lakh cushion = ~₹2.17 Cr effective
• 1,870 sqft → ₹2.49 Cr all-in − ₹7.48 lakh cushion = ~₹2.42 Cr effective

Equivalent gross yield on the base price during the cushion period works out to roughly 5.26% annualised — which is double the typical Indian residential rental yield of around 2.5%.

The 10:80:10 payment schedule

Loft is on a construction-linked plan, split 10:80:10:

• 10% on booking — your initial commitment. Bajaj Housing Finance is currently running a scheme where you can book with as little as ₹10 lakh (the rest tranched into the 10%).
• 80% across construction milestones — disbursed by your home-loan bank in line with the construction progress (slab casts, finishing, etc.). You only pay pre-EMI interest on disbursed tranches until possession.
• 10% on possession — final payment + handover.

Loan eligibility — quick rule-of-thumb

Banks lend up to 80% of the agreement value (effectively LTV 80%). For a 1,695 sqft unit at ₹1.94 Cr, that is a maximum loan of ₹1.55 Cr. On a 25-year tenure at the current 8.5% reference rate, EMI works out to roughly ₹1.25 lakh/month.

FOIR (the proportion of monthly income banks allow for EMIs) is usually capped at 50%. To service a ₹1.25 lakh EMI comfortably you typically need a take-home of around ₹2.5 lakh/month — about ₹30-35 lakh annual gross.

Run your own numbers in the affordability calculator →

Where Loft sits in the FD price ladder

Comparable 3BHK projects in Financial District currently trade at:

Rate ranges are based on listed prices on 99acres, MagicBricks and Housing.com as of May 2026. Comparable projects de-identified to keep the comparison apples-to-apples.

Bottom line

For a ready-to-move 3BHK in Financial District today you would pay ₹2.3 Cr+ for similar carpet area. ASBL Loft is asking ₹1.94 Cr base for the same with possession 8 months away, plus a contractual rental cushion that reduces effective entry to ~₹2.17 Cr all-in. That is the pricing-trade you are evaluating.

Want a personalised price sheet with your floor preference and the latest Bajaj Housing Finance terms? Ask the assistant or book a site visit.